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Founding Engineer at Moneymap – Build Something Big

Moneymap is reshaping financial planning through a powerful combination of cutting-edge AI and human expertise. We're seeking an innovative, passionate Founding Engineer to fully own and accelerate our technology strategy. If you're driven by impactful engineering, deeply curious about personal finance, and excited about transforming people's financial futures, you're exactly who we need.

Who We Are

About Moneymap

Moneymap is at the forefront of leveraging advanced AI technologies to fundamentally transform how individuals engage with their finances. We're building powerful, data-driven systems designed to deliver highly personalized, unbiased financial insights at scale, dramatically reducing traditional barriers such as cost, complexity, and accessibility. Our approach integrates real-time user interactions, sophisticated modeling, and seamless human collaboration, creating an innovative platform poised to redefine personal financial advice.

Our team’s expertise stems directly from working exclusively in the financial advice sapce since 2006, as well as running Advisers Give Back, a nonprofit that has facilitated thousands of pro bono financial planning sessions nationwide with a high degree of client satisfaction (NPS of 75). We know precisely how to leverage technology to scale personalized advice.

Additionally, Moneymap is in the process of becoming a registered investment advisory firm, providing us with a strategic advantage through enhanced regulatory clarity, operational credibility, and greater defensibility as we scale.

What We're Building

  • Advisor AI Clones: Advanced AI-driven financial planners modeled on our human financial planners, continuously trained on real-world advisor-client conversations, deeply understanding user context.
  • Permissioned Agentic Workers: Intelligent, permission-based agents proactively performing tasks, turning intentions into concrete actions.
  • Financial Digital Twin: Safe, interactive financial simulations allowing users to explore scenarios risk-free.
  • Interactive To Do Dashboard: Dynamic, actionable steps integrated with human advisor interaction, continuously refined by AI.
  • AI Companion: Always-on AI assistant providing real-time, trusted financial insights.
  • API Integrations and Data-Driven Insights: Continuous integration and analysis of financial data for personalized advice.

Our tech stack currently includes:

  • Frontend: React
  • Infrastructure: AWS
  • Communications: Intercom
  • AI/LLM: OpenAI's GPT models
  • AI Prototyping: GitHub Copilot and ChatGPT

We're flexible and open to evolving our approach based on team insights and technical needs.

Why Join Us

  • Real-World Impact at Scale: Directly reduce financial stress and improve financial health outcomes for millions.
  • Cutting-Edge Tech Stack and Tools: Use modern technologies in an engaging, developer-friendly environment.
  • AI-Human Collaborative Approach: Blend advanced AI with human empathy and expertise for trusted guidance.
  • Mission-Driven, Collaborative Culture: Join a passionate, innovative team dedicated to continuous learning, experimentation, and meaningful user impact.

What You'll Do

Founding Engineer – Technical Leadership (Core Platform Development)

Join Moneymap as a Founding Engineer and play a critical role in building our cutting-edge, AI-powered financial planning platform. You'll lead our technical strategy, architecture decisions, and software development efforts, shaping a solution that delivers scalable, personalized financial advice.

This role is ideal for engineers passionate about fintech innovation, committed to leveraging advanced technology to enhance financial wellness, and eager to build something meaningful from the ground up.

Your Role

  • Lead our engineering vision, strategy, and execution as a core founding member.
  • Own the technical decisions around platforms, integrations, scalability, and security.
  • Collaborate directly with AI specialists, Certified Financial Planners, and product designers to build intuitive, powerful fintech products.
  • Iterate rapidly, integrating user feedback to enhance the product experience.
  • Uphold high-quality engineering standards and best practices.

Who You Are

We’re looking for someone who meets these essential qualifications. If you match most, we strongly encourage you to apply. Additional preferred qualifications will set you apart.

Requirements

  • Strong software engineering background, experienced in building and scaling complex products.
  • Proven technical leadership skills and comfort making foundational technology decisions.
  • Expert-level experience with modern tech stacks, cloud infrastructure (AWS), APIs, and security best practices.
  • Clear, open communicator comfortable collaborating cross-functionally.
  • Passionate about personal finance, committed to leveraging AI to make high-quality financial advice accessible to everyone.

Preferred Qualifications

  • Prior experience as an early-stage or founding engineer at a startup.
  • Familiarity with fintech, financial planning, or highly regulated industries.
  • Direct experience or strong familiarity with AI technologies, especially LLMs and NLP.
  • Interest or background in behavioral economics and its applications in fintech.

What We Offer

  • Competitive salary and meaningful equity as a founding team member.
  • A unique opportunity to build groundbreaking technology from the ground up, directly impacting financial wellbeing for thousands of users.
  • Close collaboration with a mission-driven, ambitious team committed to continuous learning and innovation.

Our Culture

At Moneymap, we prioritize trust, innovation, and empowerment. We actively cultivate inclusivity and value diverse perspectives, ensuring every team member thrives.

  • Location

    San Francisco Bay Area

  • Job Type

    Full-time, Founding Team member

Apply Now

We’re seeking passionate builders driven by a deep desire to redefine how people experience financial advice. If your experience doesn’t perfectly align with every requirement but you're deeply aligned with our mission, we still want to hear from you. Your passion, expertise, and commitment to solving real-world problems are what matter most—let’s build the future of financial advice together.

‎New D2C Moneymap.io logo tight.‎001

Company

490 43rd St.
Suite 350
Oakland, CA
94609

info@moneymap.io

About Moneymap

Moneymap combines expert financial planners and AI to help you confidently manage your money and achieve real progress. Currently available as a free research preview—join now and help shape the future of financial advice.

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